How DANA And QRIS Records Are Handled
Our Privacy Policy connects each account action with a clear data purpose. When you open an account, we record the details needed for account creation and the phone verification step before account access. When you choose DANA, OVO, GoPay, QRIS, bank transfer, or a virtual account,
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we retain transaction references, status updates, and support correspondence so we can match a wallet event to your account. We do not treat a payment name as permission to use unrelated data. Browser settings may create cookie records, while a mobile browser can retain local session
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data until you clear it. We use these records for account access, fraud checks, service operation, and legal requests where local law permits. Availability and eligibility depends on local law. The policy applies to semar4d account activity, not to separate privacy terms shown by your bank
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or wallet provider.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.